New Jersey Reserve Studies
We connect condo, co-op and HOA boards with firms for the reserve study and structural inspection the 2024 law requires.
- $25,000in common capital assets brings an association under the law
- 15 yearsafter the certificate of occupancy, a covered building's first structural inspection
- 5 yearsat most between reserve studies
- 30 yearscovered by the funding plan each study must carry
Sources: P.L.2023, c.214 and P.L.2025, c.132.
Is your building 15 years old?
Type the year on its certificate of occupancy to see when the structural inspection and the reserve study fall due.
Your building will appear on both lanes.
Structural inspectioncovered buildings only
Reserve studyevery association
The detail: structural inspections and what a study must contain.
From request to proposal
Tell us about the building
ZIP code, building type and how to reach you. Two minutes.
We name one firm
Within 1 business day, a firm active near you. Nothing is shared yet.
You decide, it quotes
Say yes and the firm scopes the study and sends its own proposal.
What a full study usually costs
Typical ranges with a site visit, a guide, not a quote. The structural inspection is priced on its own.
The full pricing guide| Association | Typical fee |
|---|---|
| Under 50 homes | $1,500 to $5,000 |
| 50 to 150 homes | $2,000 to $8,000 |
| 150 to 300 homes | $5,000 to $20,000 |
| Mid-rise or high-rise condo | $7,000 to $15,000+ |
Questions boards ask
Does a townhouse HOA need a reserve study in New Jersey?
Yes, unless it holds less than $25,000 in common capital assets. The structural inspection only applies to concrete, masonry and steel condo or co-op buildings. Who has to comply
Who is allowed to prepare the study?
A reserve specialist with a CAI credential, or an engineer or architect licensed in New Jersey. The DCA guidance adds that board members cannot prepare it themselves.
We missed the January 2025 deadline. What now?
Commission the study now and minute the decision. The statute lists no fine for a late study; check with the association's attorney about your own position.
Get a quote
Three short screens. The ZIP code and the kind of building first, then how to reach you, then a few taps about the association.
This site does not prepare studies itself. Our job is to find one firm active near your association, name it to you, and forward your details only with your go-ahead.
Your request is in. Next steps:
- Within one business day you hear from us, by email or phone, naming a single firm active in your part of the state.
- Agree to that firm and your request goes to it; decline and nothing is sent anywhere.
- The firm then contacts you to scope the study and quote. We never add you to a mailing list.